Client case study / Fintech & embedded finance
Engineering MMOB’s embedded finance platform from the ground up.
How Ficode designed, developed and deployed an API-driven platform connecting financial services providers and partners through scalable integrations and digital experiences.
12+ months
Reported engineering engagementAPI-first
Financial-service integrationsMVP to launch
First product release supportedMaking embedded finance integration easier to scale.
MMOB set out to enable more seamless connections between financial services and distribution partners. Delivering this vision required a robust platform capable of supporting multiple integrations and evolving partner needs.
Ficode was responsible for complete platform development from scratch, spanning architecture, backend services, frontend experiences, financial API integration, identity, real-time data processing, DevOps and deployment.
Building a connected platform in a complex fintech ecosystem.
MMOB needed an engineering foundation that reduced partner integration friction without limiting product agility or long-term scalability.
The challenge
Multiple financial integrations
Connect fintech and financial services partners with differing API requirements.Complex partner onboarding
Repeated integration and onboarding workSpeed of delivery
Accelerate development while coordinating work across multiple teams.With Ficode
Scalable architecture
Support growing integration and platform demands with cloud-based services.API usability
Improve API documentation, availability and ease of integration.Reliable experiences
Bring together frontend interfaces, identity and event-driven processing.Full-stack engineering for an embedded finance platform.
From foundational architecture to user-facing journeys, Ficode delivered the core services and tools required to bring MMOB’s product to market.
Financial API connectivity
Third-party API integrations connecting multiple financial service providers and partners.
Onboarding and self-service
Partner-facing tools to make onboarding and platform interaction more efficient.
APIs and developer documentation
Backend services, APIs and supporting documentation for integration workflows.
Dashboards and interfaces
React-based frontend experiences for platform users and partners.
Identity and real-time processing
Authentication and identity integrations, plus event-driven processing capabilities.
Architecture, DevOps and deployment
Platform architecture, engineering workflows, cloud services and production deployment.
From a provider connection to a partner-facing service
A high-level explanation of the workflow described in the supplied project material; not a low-level architecture diagram.
Provider APIs
Financial service connectionsMMOB platform
Integration, identity and eventsPartner experience
Onboarding tools and dashboardsConnected Outcome
An API-led embedded finance product with integrated services and partner-facing workflows.
From platform concept to product launch and growth.
Ficode’s work contributed to the engineering outcomes below.
Successful MVP and first product release
Faster partner onboarding
Accelerated time to market
Increased partner adoption
Improved platform performance and scalability
Reduced integration effort
MMOB secured $6 million in funding after the product launch, a milestone for the company.
Modern engineering across APIs, interfaces and cloud.
A technology stack chosen to support interconnected services, evolving product requirements and cloud-based deployment.
